Banks in Kolkata, India, observe holidays declared by the Reserve Bank of India (RBI), which include national holidays, regional holidays, and the second and fourth Saturdays of each month. Whether a bank is open today in Kolkata depends on if today falls on one of these designated bank holidays.
Krishna Janmashtami, a significant Hindu festival celebrating the birth of Lord Krishna, is often a regional bank holiday in Kolkata. In addition, banks in Kolkata are closed on national holidays like Republic Day, Independence Day, and Gandhi Jayanti.
The RBI publishes a holiday calendar each year detailing bank closures in different states. To determine if a bank is open today in Kolkata, you should consult the official RBI holiday calendar for the current year. This calendar specifies bank closures for each state, including West Bengal, where Kolkata is located.
Bank closures can vary by state due to regional holidays and festivals. For instance, while Janmashtami might be a holiday in Kolkata, it might not be observed in other states. Always refer to the official RBI calendar for the most accurate information.
Besides holidays, Indian banks also close on the second and fourth Saturdays of every month. Sundays are also standard bank closure days throughout India. Remembering this bi-weekly schedule helps in planning banking activities.
Online banking and ATM services generally remain available even on bank holidays, allowing customers to perform essential transactions. However, branch operations, including cash deposits and withdrawals, cheque clearances, and loan processing, are usually unavailable on these days. Plan your banking needs accordingly by checking the RBI calendar. Checking the specific bank’s website or contacting their customer service can provide real-time updates on branch operations, especially in cases of unforeseen closures.
